Mortgage Mario


Mario explains what is a rate & term refinance

Mortgage Refinancing & Options

A mortgage refinance is simply the replacement of an existing mortgage with another mortgage under new and different terms. In some cases, refinancing your mortgage can lower your monthly payments which can add up to significant savings for you and your family.

I can keep you informed and help you decide when a refinance may be best.

Reasons to consider a mortgage refinance:

Reduce your Monthly Mortgage Payment

With mortgage rates still very low, a refinance can help you lower your payment and possibly save you money.

Consolidate High Interest Debt with a Low Mortgage Rate

You can pay off those higher-interest rate debts by refinancing to a lower rate. Even with less-than-perfect credit, we can help you lower your monthly payment and pay off your higher-interest debt. By consolidating your payments into a lower monthly payment, you will pay less per month saving you money in interest and possibly paying your debt off sooner.
Pay Off your Mortgage Faster
With today’s low rates, you may be able to shorten the term of your loan which could potentially help you pay off your mortgage faster saving you money. The shorter the term on your mortgage, the lower your mortgage rate will be.

When should I refinance my mortgage?

We offer information on a variety of mortgage refinancing rates and options. When you are ready to take the next step, feel free to give me a call/text at 678-920-2747 or send me an email at mcardenas@affinityhomelending.com. I can advise on which mortgage refinancing program meets your needs, and help you refinance with minimal hassle and work.