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Mario Cardenas

how to increase mortgage credit score mortgage mario

How to increase your mortgage credit score, Mortgage Mario.

Higher FICO scores equal lower interest rates A good credit score is crucial for both your personal finances and your ability to become a homeowner. Yet many home buyers begin their journey without fully understanding their credit score and how it impacts their mortgage eligibility. Raising your credit score fast can be done, and these …

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It is about the Mortgage Payment and Not the Interest rate

Video Transcript if you’re in the market for a new home or refinance you’re probably hearing a lot about mortgage interest rates and you probably think the lower the rate the lower my monthly payment but the truth is the lowest interest rate doesn’t always mean the lowest payment for starters there are closing costs …

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va appraisal requirments

Understanding the VA’s Minimum Property Requirements

The VA does have a form of home requirements, known as the Minimum Property Requirements, to ensure the property is a safe and sound investment for the homebuyer. A common question we receive is, “Do VA loans have home requirements?” The Department of Veterans Affairs utilizes a series of Minimum Property Requirements, or MPRs, that …

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4 First-Time Homebuyer Mistakes You Should Avoid

Being a first-time homebuyer can be an overwhelming experience, with brand-new concepts to learn and life-changing decisions to make. There are also plenty of fine details that are easy to overlook but can end up causing you problems if you don’t address them correctly with your independent mortgage broker and real estate agent. Here are …

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Mortgage Credit Scores VS other Credit Scores

When you apply for a mortgage, lenders will generally request all three of your credit reports (one from each credit bureau) and a FICO® Score☉  based on each report. However, the type of FICO® Scores they request are often older versions, due to guidelines set by government-backed mortgage companies Fannie Mae or Freddie Mac. It can be important …

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Woodstock Realtor Chelsei Roddy interviewed by Mortgage Mario

Chelsei Roddy video transcript Hello this is mario cardenas i’m a loanofficer with affinity home lending i’mwith the greatchelsei with keller williams realty herelocally in Woodstockactually in my backyard where i live iknow i’m a loan officer in marietta buti reside inWoodstock though i’ve met um Chelseihere in my backyard we’ve become goodfriends and uh …

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