Introduction: When it comes to securing a mortgage, choosing the right lender is crucial. In a city like Woodstock, Georgia, where the real estate market is thriving, finding a local reputable mortgage lender becomes even more important. While national lenders may seem enticing with their promises of convenience, there are several compelling reasons to opt …
Introduction When it comes to purchasing a home, financing options can often be overwhelming. If you’re a first-time homebuyer or looking for a mortgage with flexible eligibility criteria, a USDA mortgage may be an excellent option to explore. The United States Department of Agriculture (USDA) offers these loans, designed to assist low-to-moderate income individuals and …
10 Key Things You Need to Know About USDA Mortgages Cherokee County Georgia Read More »
Introduction to Land Loans Woodstock Georgia When it comes to purchasing or investing in land, many individuals often turn to land loans to finance their endeavors. Land loans are a specific type of loan designed to assist individuals in acquiring vacant land for various purposes, such as residential development, agricultural use, or commercial ventures. In …
Understanding Land Loans: A Comprehensive Guide Woodstock GA Read More »
Video Transcript Hey this is mortgage Mario based out of Woodstock Georgia. So construction loans are essentially forany buyer that wants to build a housebut doesn’t actually have the capital topay out of pocket for the constructionphase of a home so that’s where aconstruction loan would come into playand essentially you can use that for …
Video Transcript hey everyone this is mortgage Mario so Iwant to walk you through an example loanestimate and closing costum so I kind of have this set up for afirst time home buyer putting down onlythree percent so a lot of first-timehome buyers just think hey I’m puttingdown three percent that means kind ofthis bottom …
What are closing costs? What is a loan estimate? Read More »
Higher FICO scores equal lower interest rates A good credit score is crucial for both your personal finances and your ability to become a homeowner. Yet many home buyers begin their journey without fully understanding their credit score and how it impacts their mortgage eligibility. Raising your credit score fast can be done, and these …
How to increase your mortgage credit score, Mortgage Mario. Read More »
Buy a home and fix it up with Fannie Mae’s HomeStyle loan Renovating a home often means taking one loan for the purchase and another for the renovation. And sometimes you may need to refinance your mortgage to pay down the renovation loan. Talk about expensive and time-consuming! A HomeStyle Renovation loan can solve that …
Mortgage Mario Pre-Approval video transcript Buying a home is exciting but before you start shopping for a home consider getting a mortgage pre-approval not only does it show that you’re a serious buyer and qualified to purchase a home it’ll also speed up the loan process once you intend to buy during your pre-approval will …
video transcript Hello everyone this is Mario Cardenas with Affinity Home lending I’m a local a loan officer in Woodstock Georgia. so I want to show you really quick how easy it is for a borrower to complete a mortgage loan application better known as a fannie mae 1003 or urla that is an acronym …
