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Mortgage Mario

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Mortgage Credit Scores VS other Credit Scores

When you apply for a mortgage, lenders will generally request all three of your credit reports (one from each credit bureau) and a FICO® Score☉  based on each report. However, the type of FICO® Scores they request are often older versions, due to guidelines set by government-backed mortgage companies Fannie Mae or Freddie Mac. It can be important …

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Woodstock Realtor Chelsei Roddy interviewed by Mortgage Mario

Chelsei Roddy video transcript Hello this is mario cardenas i’m a loanofficer with affinity home lending i’mwith the greatchelsei with keller williams realty herelocally in Woodstockactually in my backyard where i live iknow i’m a loan officer in marietta buti reside inWoodstock though i’ve met um Chelseihere in my backyard we’ve become goodfriends and uh …

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FHFA increases fees for high-balance and second-home loans

The Federal Housing Finance Agency introduced new upfront fees on Wednesday for some high-balance and second-home loans sold to Fannie Mae and Freddie Mac. Upfront fees for high balance loans will increase between 0.25% and 0.75%, tiered by the loan-to-value ratio. For second home loans, the upfront fees will increase between 1.125% and 3.875%, also tiered by the loan-to-value ratio.  …

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realtor dana j smith

Atlanta Realtor Dana J Smith interviewed by Mortgage Mario

Mortgage Mario & Realtor Dana J Smith video transcript Hello everyone this is Mario Cardenasaka Mortgage Mario the proud owner ownerof mortgagemario.com i have realtor Danaon the zoom call with me how are youdoing today Danahi i’m great mario thanks for having meit is a pleasure and honor to have youhere thank you for waking …

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Ben Nye “The Finance Guy” Discusses the state of the 2021 economy!

video transcript Ben Nye the finance guyokay this is mortgage Mario i’m with bennye the finance guy he’s one of myreally good friends i play tennis withthem uh how are you doing this afternoonbeni’m doing great mario it’s great to bewith youyeah it’s awesome to have you herethanks for being on my show it’s uh …

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lavenia and derek whitner

Lavenia Whitner and Team Whitner Real estate

Video transcript Hello this is Mario Cardenas withaffinity home lending I’m a loan officerand Lavenia Whitner with metro brokershow are you doing today laveniahey mario how are youI am doing fantastic uh no complaintsjust excited for the weekend so uhLavenia please um uh introduce yourselfandelaborate what makesum your real estate business uhdifferent than all the …

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realtor duane mitchell

Atlanta native Realtor Duane Mitchell interview

Video Transcript okay this is Mario Cardenas withaffinity home lending i’m with the greatrealtor dwayne mitchell how are youdoing this morning dwaynei’m doing great mario how you doingbuddy i am doing fantastic just anotherday in paradise in the real estateindustryhappy monday manthanks for having me on here happymonday it’s it’s a pleasure and it’s anhonor …

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