The VA does have a form of home requirements, known as the Minimum Property Requirements, to ensure the property is a safe and sound investment for the homebuyer. A common question we receive is, “Do VA loans have home requirements?” The Department of Veterans Affairs utilizes a series of Minimum Property Requirements, or MPRs, that …
Understanding the VA’s Minimum Property Requirements Read More »
Being a first-time homebuyer can be an overwhelming experience, with brand-new concepts to learn and life-changing decisions to make. There are also plenty of fine details that are easy to overlook but can end up causing you problems if you don’t address them correctly with your independent mortgage broker and real estate agent. Here are …
4 First-Time Homebuyer Mistakes You Should Avoid Read More »
When you apply for a mortgage, lenders will generally request all three of your credit reports (one from each credit bureau) and a FICO® Score☉ based on each report. However, the type of FICO® Scores they request are often older versions, due to guidelines set by government-backed mortgage companies Fannie Mae or Freddie Mac. It can be important …
Chelsei Roddy video transcript Hello this is mario cardenas i’m a loanofficer with affinity home lending i’mwith the greatchelsei with keller williams realty herelocally in Woodstockactually in my backyard where i live iknow i’m a loan officer in marietta buti reside inWoodstock though i’ve met um Chelseihere in my backyard we’ve become goodfriends and uh …
Woodstock Realtor Chelsei Roddy interviewed by Mortgage Mario Read More »
The Federal Housing Finance Agency introduced new upfront fees on Wednesday for some high-balance and second-home loans sold to Fannie Mae and Freddie Mac. Upfront fees for high balance loans will increase between 0.25% and 0.75%, tiered by the loan-to-value ratio. For second home loans, the upfront fees will increase between 1.125% and 3.875%, also tiered by the loan-to-value ratio. …
FHFA increases fees for high-balance and second-home loans Read More »
Mortgage Mario & Realtor Dana J Smith video transcript Hello everyone this is Mario Cardenasaka Mortgage Mario the proud owner ownerof mortgagemario.com i have realtor Danaon the zoom call with me how are youdoing today Danahi i’m great mario thanks for having meit is a pleasure and honor to have youhere thank you for waking …
Atlanta Realtor Dana J Smith interviewed by Mortgage Mario Read More »
video transcript Okay i have realtor Tyler Chenault on the zoommeeting with me this ismortgage Mario i’m mario Cardenas withAffinity Home Lending how are youdoing today Tylerbless i’m so happy to be here thanks forhaving me marioyeah the pleasure is mine uh i’m happythat i i called you probably severaltimes and i was persistent about …
video transcript Ben Nye the finance guyokay this is mortgage Mario i’m with bennye the finance guy he’s one of myreally good friends i play tennis withthem uh how are you doing this afternoonbeni’m doing great mario it’s great to bewith youyeah it’s awesome to have you herethanks for being on my show it’s uh …
Ben Nye “The Finance Guy” Discusses the state of the 2021 economy! Read More »
Buying a home can be challenging for a first-timer. After all, there are so many steps, tasks, and requirements, and you may be anxious about making an expensive mistake. But first-time homebuyers actually enjoy some special advantages created to encourage new entrants into the real estate market. To illustrate the process so you get the …
ariel blackwood interview-video transcript Hello this is Mario Cardenas with theAffinity Home Lending i’m a loan officerand i’m with the best out of the bestout of the best Ariel Blackwood she is arealtor based out of metro Atlanta howare you doing today Ariel i’m great howare you doing mario i’m doing awesomeyeah in San Francisco …
